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Mortgage
in Spain

Our team of lawyers helps international clients obtain a mortgage in Spain. We work with leading banks, prepare and translate documents, oversee the signing of purchase agreements, and protect your interests at every stage of the transaction.

Preferential mortgage in Spain for people under 35 — real estate legal assistance by VissumLex.

Mortgage for Individuals Under 35
(Jóvenes menores de 35 años)

Young buyers under the age of 35 can benefit from special conditions: reduced tax rates, access to government programs, and preferential mortgages. We will help you find the best option, secure the mortgage, and guide you through the entire transaction.

Подбор банковского продукта и оформление ипотеки для резидентов Испании — адвокаты по недвижимости VissumLex.

Mortgage for Spanish Residents
(Over 35)

If you are a resident of Spain, you have access to mortgages with more favorable interest rates, higher financing limits, and flexible terms. We will assess your situation, prepare the necessary documents, and find the optimal banking product for your goals.

Obtaining a mortgage in Spain for non-residents (Hipoteca para no residentes) — VissumLex lawyers' assistance in buying property.

Mortgage for Non-Residents
(Hipoteca para no residentes)

Even if you do not live in Spain permanently, you can still buy property here with a mortgage. We help foreign buyers secure a loan, gather documents, communicate with banks on your behalf, and support you all the way to the signing and handing over of the keys.

Online mortgage calculator for Spain — accurate calculation of payments and real estate taxes by VissumLex lawyers.

Online Mortgage Calculator

Our online mortgage calculator will help you quickly and accurately estimate your future mortgage payments in just a few clicks.

One of the best healthcare systems in the world

One of the best healthcare systems in the world

One of the best healthcare systems in the world

One of the best healthcare systems in the world

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Frequently Asked Questions about legal services in Spain

What is the difference between a "gestor" and an attorney (abogado)?

A gestor handles basic paperwork (filing declarations, certificates). An attorney is a licensed legal professional who has the right to represent your interests in court, resolve complex legal disputes, and bears legal responsibility for the outcome.

Do you work online with clients from other countries?

Yes. Over 70% of our clients start working with us while still in their home country. We conduct online consultations, and many procedures (such as obtaining a NIE or applying for a residence permit) can be handled via a notarized power of attorney without your presence.

How much do attorney services at VissumLex cost?

The cost depends on the complexity of the case. We operate with absolute transparency: after an initial consultation and analysis of your situation, we provide a fixed fee agreement (hoja de encargo) that does not change during the process.

What is the difference between a "gestor" and an attorney (abogado)?

A gestor handles basic paperwork (filing declarations, certificates). An attorney is a licensed legal professional who has the right to represent your interests in court, resolve complex legal disputes, and bears legal responsibility for the outcome.

Do you work online with clients from other countries?

Yes. Over 70% of our clients start working with us while still in their home country. We conduct online consultations, and many procedures (such as obtaining a NIE or applying for a residence permit) can be handled via a notarized power of attorney without your presence.

How much do attorney services at VissumLex cost?

The cost depends on the complexity of the case. We operate with absolute transparency: after an initial consultation and analysis of your situation, we provide a fixed fee agreement (hoja de encargo) that does not change during the process.

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